Effective date: 13 August 2026

1. Acceptance of these terms. By accessing or using this website (ritamfinance.com.au), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this website.

2. About Ritam Finance. Ritam Finance Pty Ltd (ABN 64 646 803 705, ACN 646 803 705) provides outsourced finance, accounting operations, reporting, payroll and business systems services to Australian businesses. Ritam Finance is not a registered tax agent, registered BAS agent, auditor or financial adviser, and nothing on this website constitutes taxation, audit, legal or financial product advice. Where BAS or tax-related support is provided, it is limited to preparation and reconciliation assistance delivered in conjunction with your own external registered tax agent, BAS agent or adviser.

3. Website content is general information only. The content on this website, including service descriptions, industry pages and any articles published under Insights, is provided for general informational purposes only. It does not take into account your specific circumstances and should not be relied upon as a substitute for tailored professional advice. You should seek advice from an appropriately qualified adviser before making any financial, accounting or business decision.

4. Engagement of services. Nothing on this website constitutes an offer to provide professional services or creates a client relationship. Any engagement for bookkeeping, accounting, payroll, reporting or systems services is only formed once both parties sign a separate written engagement letter or service agreement, which will set out the specific scope, fees and terms applicable to that engagement.

5. Booking a consultation. Where you book a consultation through this website, you agree to provide accurate contact information. Booking a consultation does not itself create a client or advisory relationship.

6. Intellectual property. Unless otherwise stated, all content on this website, including text, graphics, logos and the Ritam Finance name and branding, is owned by or licensed to Ritam Finance Pty Ltd and is protected by Australian copyright and trade mark law. You may view and print pages for your own personal, non-commercial use, but may not reproduce, republish or distribute any content without our prior written consent.

7. Third-party links. This website may contain links to third-party websites, including Xero and Odoo. These links are provided for convenience only. Ritam Finance does not endorse and is not responsible for the content, accuracy or practices of any linked third-party website.

8. No warranties. While we take reasonable care to keep the information on this website accurate and current, we make no warranties or representations, express or implied, as to the accuracy, completeness or reliability of any content on this site, and content may change without notice.

9. Limitation of liability. To the maximum extent permitted by law, Ritam Finance Pty Ltd excludes all liability for any loss or damage, whether direct, indirect or consequential, arising from your use of, or reliance on, this website or its content. Nothing in these terms excludes any guarantee, right or remedy that cannot lawfully be excluded under the Australian Consumer Law.

10. Privacy. Our collection and handling of personal information through this website is described in our Privacy Policy.

11. Changes to these terms. We may update these Terms of Use from time to time. The version published on this website at any given time applies, and continued use of the website after changes are posted constitutes acceptance of the updated terms.

12. Governing law. These Terms of Use are governed by the laws of Western Australia, Australia, and you submit to the non-exclusive jurisdiction of the courts of Western Australia.

13. Contact us. Questions about these Terms of Use can be directed to Ritam Finance Pty Ltd, Perth, Western Australia, via our Contact page.